Join Michael Neef every week on Mondays as he interviews professionals in and around the Mortgage Industry. Our goal is to talk about the challenges that Loan Officers and other business leaders face every day, and ways to overcome those challenges to improve your business.
Hosted By

Liz Lopez: Decoding DSCR for Dynamic Real Estate Investments

In a compelling exchange brimming with insight, Liz Lopez shares her profound expertise in real estate investing through the lens of DSCR (Debt Service Coverage Ratio) loans with Michael Neef. Through their conversation, Liz emphasizes the resilient market for investors, irrespective of economic shifts, and underscores the significance of building trust and relationships via networking and social media presence. She generously offers her guidance to those navigating the investment terrain, presenting practical tools like the DSCR inquiry form for expedited loan pricing. Liz's innovative approach, coupled with her willingness to empower others, stands out as a beacon for anyone looking to leverage real estate investment opportunities effectively.

Guest

Liz Lopez

Listen to This Episode
EP
55

Liz Lopez: Decoding DSCR for Dynamic Real Estate Investments

In a compelling exchange brimming with insight, Liz Lopez shares her profound expertise in real estate investing through the lens of DSCR (Debt Service Coverage Ratio) loans with Michael Neef. Through their conversation, Liz emphasizes the resilient market for investors, irrespective of economic shifts, and underscores the significance of building trust and relationships via networking and social media presence. She generously offers her guidance to those navigating the investment terrain, presenting practical tools like the DSCR inquiry form for expedited loan pricing. Liz's innovative approach, coupled with her willingness to empower others, stands out as a beacon for anyone looking to leverage real estate investment opportunities effectively.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Liz Lopez

Beyond the Camera: Mylo Draven's Guide to Real Engagement

Welcome back to Conversations With a Recovering LO as we sit down with Mylo Draven, a trailblazer in the mortgage content creation space, to discuss the significance of crafting authenticity in mortgage marketing. Mylo shares his insights on standing out in a saturated market by being true to oneself and leveraging personal experiences to connect with the audience. He emphasizes the importance of creating relatable and engaging content that resonates with people from various demographics, not just locally but nationwide. From discussing the impact of social media platforms like TikTok on professional outreach to the power of community and collaboration, Mylo’s innovative approach to content creation in the finance sector is truly inspiring. Tune in to learn how to elevate your content game, engage meaningfully with your audience, and why sliding into DMs might not always be the best approach. Whether you're a seasoned Loan Officer or just starting out, this episode is packed with valuable takeaways to help you find your voice and make a mark in the mortgage industry.

Guest

Mylo Draven

Listen to This Episode
EP
54

Beyond the Camera: Mylo Draven's Guide to Real Engagement

Welcome back to Conversations With a Recovering LO as we sit down with Mylo Draven, a trailblazer in the mortgage content creation space, to discuss the significance of crafting authenticity in mortgage marketing. Mylo shares his insights on standing out in a saturated market by being true to oneself and leveraging personal experiences to connect with the audience. He emphasizes the importance of creating relatable and engaging content that resonates with people from various demographics, not just locally but nationwide. From discussing the impact of social media platforms like TikTok on professional outreach to the power of community and collaboration, Mylo’s innovative approach to content creation in the finance sector is truly inspiring. Tune in to learn how to elevate your content game, engage meaningfully with your audience, and why sliding into DMs might not always be the best approach. Whether you're a seasoned Loan Officer or just starting out, this episode is packed with valuable takeaways to help you find your voice and make a mark in the mortgage industry.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Mylo Draven

Ahead of the Curve: Real Estate Trends with Grant Botma

Michael Neef sits down with Grant Botma, a visionary in the mortgage and real estate industries, to discuss the evolving landscape facing industry professionals today. They tackle the saturation of real estate agents, emphasizing the necessity for full-time commitment, exceptional customer service, and the leverage of technology to stand out. Grant Botma, sharing insights from his successful venture, Stewardship, reveals the strategy behind creating amazing customer experiences and the importance of mortgage loan originators in the real estate transaction process. Whether you're a professional in the field or simply interested in the future of real estate and mortgage lending, this conversation unpacks trends, challenges, and strategies for staying ahead in a rapidly changing market. Don't miss out on their expert advice and forward-thinking approaches to transforming real estate and mortgage services.

Guest

Grant Botma

Listen to This Episode
EP
53

Ahead of the Curve: Real Estate Trends with Grant Botma

Michael Neef sits down with Grant Botma, a visionary in the mortgage and real estate industries, to discuss the evolving landscape facing industry professionals today. They tackle the saturation of real estate agents, emphasizing the necessity for full-time commitment, exceptional customer service, and the leverage of technology to stand out. Grant Botma, sharing insights from his successful venture, Stewardship, reveals the strategy behind creating amazing customer experiences and the importance of mortgage loan originators in the real estate transaction process. Whether you're a professional in the field or simply interested in the future of real estate and mortgage lending, this conversation unpacks trends, challenges, and strategies for staying ahead in a rapidly changing market. Don't miss out on their expert advice and forward-thinking approaches to transforming real estate and mortgage services.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Grant Botma

Harnessing Tech for Home buyers: Grant Simon's Technological Touch

In this weeks conversation, Rick Grant and Michael Neef deep-dive into the integral role of technology in today's lending landscape. Rick, with his wealth of experience, shares compelling stories that highlight the evolution of technological tools available to loan officers (LOs) to connect with lenders and offer tailored solutions to borrowers. From simplifying complex financial processes with engaging tech to ensuring data security, they explore how modern tech implementations are reshaping consumer expectations and trust. The conversation also touches on the broader strategic imperatives for C-suite executives, emphasizing the need for a forward-thinking approach in addressing why and how work is done. Michael's enthusiastic engagement enriches the dialogue, culminating in a discussion about potential future collaborations and the easy ways listeners can connect with Rick for more insights. This episode is a must-listen for professionals looking to understand the intersection of technology, strategic planning, and customer assurance in the finance sector.

Guest

Rick Grant

Listen to This Episode
EP
52

Harnessing Tech for Home buyers: Grant Simon's Technological Touch

In this weeks conversation, Rick Grant and Michael Neef deep-dive into the integral role of technology in today's lending landscape. Rick, with his wealth of experience, shares compelling stories that highlight the evolution of technological tools available to loan officers (LOs) to connect with lenders and offer tailored solutions to borrowers. From simplifying complex financial processes with engaging tech to ensuring data security, they explore how modern tech implementations are reshaping consumer expectations and trust. The conversation also touches on the broader strategic imperatives for C-suite executives, emphasizing the need for a forward-thinking approach in addressing why and how work is done. Michael's enthusiastic engagement enriches the dialogue, culminating in a discussion about potential future collaborations and the easy ways listeners can connect with Rick for more insights. This episode is a must-listen for professionals looking to understand the intersection of technology, strategic planning, and customer assurance in the finance sector.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Rick Grant

Building Genuine Connections in Business - A Chat with Christopher Griffith

In this weeks motivational episode, Christopher Griffith shares profound insights on infusing personal essence into the professional realm, underscoring the pivotal role of genuine connections in business growth and success. Navigating through personal anecdotes and professional wisdom, Griffith eloquently articulates the importance of accountability, empathy, and open communication in leadership. His honest reflections reveal a path to resiliency and innovation, emphasizing that at the heart of every successful business are the personal relationships and trust built over time. This discussion not only provides valuable lessons on overcoming business challenges but also serves as a testament to the power of staying true to oneself while ambitiously chasing professional goals.

Guest

Christopher Griffith

Senior Loan Officer
Listen to This Episode
EP
51

Building Genuine Connections in Business - A Chat with Christopher Griffith

In this weeks motivational episode, Christopher Griffith shares profound insights on infusing personal essence into the professional realm, underscoring the pivotal role of genuine connections in business growth and success. Navigating through personal anecdotes and professional wisdom, Griffith eloquently articulates the importance of accountability, empathy, and open communication in leadership. His honest reflections reveal a path to resiliency and innovation, emphasizing that at the heart of every successful business are the personal relationships and trust built over time. This discussion not only provides valuable lessons on overcoming business challenges but also serves as a testament to the power of staying true to oneself while ambitiously chasing professional goals.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Christopher Griffith

Senior Loan Officer

Nathan Nottingham's Approach to Authentic Mortgage Advice: Stories that Stick

In this weeks episode of "Conversations with a Recovering Loan Officer," Michael Neef interviews Nathan Nottingham, an entrepreneur with deep ties to the loan and real estate sectors. Nathan discusses his journey from Salem, Oregon, to North Texas, where he helped found Vetted VA, aimed at helping veterans understand their VA benefits through education. Michael and Nathan also talk about the role of humor in learning and marketing, touching on the "rule of three" for making messages memorable. Additionally, Nathan highlights the importance of serving veterans with integrity through Vetted VA, building a trusted community among professionals and veterans. This episode celebrates service, education, and community in the mortgage and real estate world.

Guest

Nathan Knottingham

Listen to This Episode
EP
50

Nathan Nottingham's Approach to Authentic Mortgage Advice: Stories that Stick

In this weeks episode of "Conversations with a Recovering Loan Officer," Michael Neef interviews Nathan Nottingham, an entrepreneur with deep ties to the loan and real estate sectors. Nathan discusses his journey from Salem, Oregon, to North Texas, where he helped found Vetted VA, aimed at helping veterans understand their VA benefits through education. Michael and Nathan also talk about the role of humor in learning and marketing, touching on the "rule of three" for making messages memorable. Additionally, Nathan highlights the importance of serving veterans with integrity through Vetted VA, building a trusted community among professionals and veterans. This episode celebrates service, education, and community in the mortgage and real estate world.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Nathan Knottingham

Jason Frazier on the Art of Connection: Beyond Tools and Tactics

In this week's episode, we sit down with the always insightful Jason Frazier, exploring the profound connection between personal values and professional success. With his signature blend of honesty and humor, Jason dismantles the conventional wisdom around marketing tools and tactics, urging us instead to focus on the core of what makes marketing truly effective: authenticity and connection. Through a series of candid anecdotes and a reflection on his own career, Frazier highlights the common pitfalls of focusing solely on tools without a clear understanding of how to wield them effectively. This conversation is not just about marketing; it's a heartfelt dialogue on finding your voice, understanding your audience deeply, and building relationships that transcend the transactional. Whether you're a seasoned marketer or just starting out, this episode offers a refreshing perspective on how integrity and persistence pave the way to lasting success. Join us as we uncover the honest path to growth with Jason Frazier, leaving you inspired to refine your marketing strategy with a focus on what truly matters.

Guest

Jason Frazier

Listen to This Episode
EP
49

Jason Frazier on the Art of Connection: Beyond Tools and Tactics

In this week's episode, we sit down with the always insightful Jason Frazier, exploring the profound connection between personal values and professional success. With his signature blend of honesty and humor, Jason dismantles the conventional wisdom around marketing tools and tactics, urging us instead to focus on the core of what makes marketing truly effective: authenticity and connection. Through a series of candid anecdotes and a reflection on his own career, Frazier highlights the common pitfalls of focusing solely on tools without a clear understanding of how to wield them effectively. This conversation is not just about marketing; it's a heartfelt dialogue on finding your voice, understanding your audience deeply, and building relationships that transcend the transactional. Whether you're a seasoned marketer or just starting out, this episode offers a refreshing perspective on how integrity and persistence pave the way to lasting success. Join us as we uncover the honest path to growth with Jason Frazier, leaving you inspired to refine your marketing strategy with a focus on what truly matters.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Jason Frazier

Beyond Loans with Ginger Bell: Navigating Marketing Labyrinths

In this insightful episode of "Conversations with a Recovering Loan Officer," Michael Neef sits down with the dynamic and multi-faceted Ginger Bell. With humor and openness, they delve into the future of AI in marketing, its burgeoning role in streamlining business processes, and the profound opportunities AI presents across various industries. Ginger, with her vast experience, reflects on the evolution of jobs and candidly shares personal anecdotes, including her son's career in social media management for globally recognized gaming franchises. Together, Michael and Ginger discuss embracing new technologies and how they've personally navigated through the shifts in marketing, content generation, and the importance of personal branding. Tune in as these industry veterans ponder the unpredictable tide of technology with optimism and an honest confession - we are just scratching the surface of AI's potential.

Guest

Ginger Bell

Listen to This Episode
EP
48

Beyond Loans with Ginger Bell: Navigating Marketing Labyrinths

In this insightful episode of "Conversations with a Recovering Loan Officer," Michael Neef sits down with the dynamic and multi-faceted Ginger Bell. With humor and openness, they delve into the future of AI in marketing, its burgeoning role in streamlining business processes, and the profound opportunities AI presents across various industries. Ginger, with her vast experience, reflects on the evolution of jobs and candidly shares personal anecdotes, including her son's career in social media management for globally recognized gaming franchises. Together, Michael and Ginger discuss embracing new technologies and how they've personally navigated through the shifts in marketing, content generation, and the importance of personal branding. Tune in as these industry veterans ponder the unpredictable tide of technology with optimism and an honest confession - we are just scratching the surface of AI's potential.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Ginger Bell

In Step with Chelsea Gardner: Crafting Authenticity in Digital Marketing

In today's captivating exchange with Chelsea Gardner, we delve into the transformation of loan officers into social media savants. Chelsea, the virtuoso behind Sea Gardener Marketing, shares her wisdom on using social media to amplify one's professional voice. The conversation with Michael Neef unravels the intricacies of effective content creation and the power of authenticity in social media presence. Chelsea's approach is refreshingly straightforward—she advises focusing on one platform and leveraging AI tools, like ChatGPT, to create content that resonates with a carefully selected audience. As they explore the nuances of personal branding and content strategy, it becomes clear that consistency is king in the digital marketing realm. Chelsea emphasizes the necessity of infusing your unique characteristics into every post while also being unafraid to embrace imperfections, which she believes adds a relatable touch that today’s audience craves. Whether you’re a seasoned loan officer or just dipping your toes into the world of mortgages, this episode offers a treasure trove of insights for anyone looking to amplify their digital footprint without losing their personal touch. Prepare to be inspired, to learn, and maybe even to laugh as you tune in for this enlightening conversation—where the takeaway couldn't be clearer: in the rapidly shifting sands of digital marketing, authenticity and strategy go hand in hand.

Guest

Chelsea Gardner

Listen to This Episode
EP
47

In Step with Chelsea Gardner: Crafting Authenticity in Digital Marketing

In today's captivating exchange with Chelsea Gardner, we delve into the transformation of loan officers into social media savants. Chelsea, the virtuoso behind Sea Gardener Marketing, shares her wisdom on using social media to amplify one's professional voice. The conversation with Michael Neef unravels the intricacies of effective content creation and the power of authenticity in social media presence. Chelsea's approach is refreshingly straightforward—she advises focusing on one platform and leveraging AI tools, like ChatGPT, to create content that resonates with a carefully selected audience. As they explore the nuances of personal branding and content strategy, it becomes clear that consistency is king in the digital marketing realm. Chelsea emphasizes the necessity of infusing your unique characteristics into every post while also being unafraid to embrace imperfections, which she believes adds a relatable touch that today’s audience craves. Whether you’re a seasoned loan officer or just dipping your toes into the world of mortgages, this episode offers a treasure trove of insights for anyone looking to amplify their digital footprint without losing their personal touch. Prepare to be inspired, to learn, and maybe even to laugh as you tune in for this enlightening conversation—where the takeaway couldn't be clearer: in the rapidly shifting sands of digital marketing, authenticity and strategy go hand in hand.
Host

Michael Neef

CEO, Loan Officer & Father
Guest

Chelsea Gardner

Up Close with Grant Simon: Navigating Real Estate with Heart and Hustle

In this week's episode, we get real with Grant Simon, peeling back the curtain on the life of a real estate coach who's more about substance than sales pitches. Grant spills the beans on his teaching philosophy—true to his no-nonsense style, it’s not about self-promotion but rather passionately helping others snag that next deal. He walks us through his "Core Four" strategy, emphasizing the importance of offering realtors actionable content, not just information. Ever the straight shooter, he confesses to pinching wisdom from an old quote about implementation being the hurdle, not information. We get a laugh when Grant promises bicep curls for his sins if he misses the gym, and, without missing a beat, he schools us on sticking to a schedule (although we threw his off!). Dive into this episode for some no fluff, all stuff talk with the man who practices what he preaches, even if he admits he's still got a ways to go. Let's grab a notepad and get ready to plan our path to greatness with Grant Simon – because in his words, "if you wanna be great, plan it".

Guest

Listen to This Episode
EP
46

Up Close with Grant Simon: Navigating Real Estate with Heart and Hustle

In this week's episode, we get real with Grant Simon, peeling back the curtain on the life of a real estate coach who's more about substance than sales pitches. Grant spills the beans on his teaching philosophy—true to his no-nonsense style, it’s not about self-promotion but rather passionately helping others snag that next deal. He walks us through his "Core Four" strategy, emphasizing the importance of offering realtors actionable content, not just information. Ever the straight shooter, he confesses to pinching wisdom from an old quote about implementation being the hurdle, not information. We get a laugh when Grant promises bicep curls for his sins if he misses the gym, and, without missing a beat, he schools us on sticking to a schedule (although we threw his off!). Dive into this episode for some no fluff, all stuff talk with the man who practices what he preaches, even if he admits he's still got a ways to go. Let's grab a notepad and get ready to plan our path to greatness with Grant Simon – because in his words, "if you wanna be great, plan it".
Host

Michael Neef

CEO, Loan Officer & Father
Guest

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Your support helps us do what we do, and a percentage of the profits that come from co-designed gear will go to the guest that we worked with!

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In Episode 2, Ryan Ehler had a great quote: "Lead With Value and the Loans Will Come", get our mug to remind yourself daily to focus on value

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The Team

Michael Neef
Host
Trevor Livingston
Show Manager
Matt Doud
Blog Post Editor
Hasib Sakil
Video Editor
Kate Lillian
Blog Post Writer

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